Whether you are a commercial real estate mortgage broker or a residential mortgage broker, a Hard to Fund commercial real estate loan request will end up on your desk sooner or later. When they do, there are 2 questions to consider:

1. Does this loan fall into the category for needing a non-conforming lending solution?
2. Who will be competitive in funding this type of loan?

Answer 1: Creative lending solutions are needed for borrower’s who have low credit scores, low income, no cash flow or are in need of a quick closing! These types of loans are also good in dealing with raw land or property that is not quite finished or in need of remodeling.

Answer 2: Olympic Coast Investment, Inc. is a non-conforming, unconventional commercial real estate lender who thinks outside the box to get deals done! Rates for these types of loans run competitively from 10% - 15%, with points ranging from 4 -10.